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Henderson Insurance
Website Terms  & Conditions of Use


Please read these terms carefully before using this website. Using this website indicates that you accept these terms. If you do not accept these terms ("terms"), do not use this website.

Use of site
Henderson Insurance authorises you to view and download the materials at this website ("site") only for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices contained in the original materials on any copies of the materials. You may not modify the materials at this site in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose. For the purposes of these terms, any use of these materials on any other website or networked computer environment for any purpose is prohibited. The materials at this site are copyrighted and any unauthorised use of any materials at this site may violate copyright, trademark, and other laws. If you breach any of these terms, your authorisation to use this site automatically terminates and you must immediately destroy any downloaded or printed materials.

Links to other websites
Links to third party websites on this site are provided solely as a convenience to you. If you use these links, you will leave this site. Henderson Insurance has not reviewed all of these third party sites and does not control and is not responsible for any of these sites or their content. Thus, Henderson Insurance does not endorse or make any representations about them, or any information, software or other products, services or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party sites linked to this site, you do this entirely at your own risk.

Disclaimer
The materials provided at this site are provided "as is" without any warranties of any kind including warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property. Henderson Insurance further does not warrant the accuracy and completeness of the materials at this site. Henderson Insurance may make changes to the materials on this site at any time without notice. The materials at this site may be out of date, and Henderson Insurance makes no commitment to update them.

Limitation of liability
In no event will Henderson Insurance or other third parties mentioned at this site be liable for any damages whatsoever (including, without limitation, those resulting from lost profits, lost data or business interruption) arising out of the use, inability to use, or the results of use of this site, any websites linked to this site, or the materials or information contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages. If your use of the materials or information from this site results in the need for servicing, repair or correction of equipment or data, you assume all costs thereof. Applicable law may not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Applicable laws
This site is administered by Henderson Insurance from its office in the North East of England. Henderson Insurance makes no representation that materials at this site are appropriate or available for use outside the United Kingdom , and access to them from territories where their contents are illegal is prohibited. You may not use or export or re-export the materials at this site or any copy or adaptation in violation of any applicable laws or regulations including without limitation UK export laws and regulations. If you choose to access this site from outside the UK , you do so on your own initiative and are responsible for compliance with applicable local laws. These terms will be governed by and construed in accordance with English law, without giving effect to any principles of conflicts of laws.

Intellectual property
The names, images and logos identifying and owned by Henderson Insurance or third parties and their products and services are subject to copyright, design rights and trademarks of Henderson Insurance and/or third parties. Nothing contained in these terms shall be construed as conferring by implication, estoppel or otherwise any licence or right to use any trademark, patent, design right or copyright of Henderson Insurance, or any other third party.

Contributions to Henderson Insurance
Where you are able to submit any contribution to the Henderson Insurance website you agree, by submitting your contribution, to grant Henderson Insurance a perpetual, royalty-free, non-exclusive, sub-licenseable right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, play, and exercise all copyright and publicity rights with respect to your contribution worldwide and/or to incorporate your contribution in other works in any media now known or later developed for the full term of any rights that may exist in your contribution. If you do not want to grant Henderson Insurance the rights set out above, please do not submit your contribution to Henderson Insurance. 

By submitting your contribution to Henderson Insurance you warrant that your contribution is your own original work and that you have the right to make it available to Henderson Insurance for any or all of the purposes specified above. Furthermore, you warrant your contribution is not defamatory, does not infringe any law, you indemnify Henderson Insurance against all legal fees, damages and other expenses that may be incurred by Henderson Insurance as a result of your breach of the above warranty and waive any moral rights in your contribution for the purposes of its submission to and publication on the Henderson Insurance website and the purposes specified above.

General
Henderson Insurance may revise these terms at any time by updating this posting. You should visit this page from time to time to review the then-current terms because they are binding on you. Certain provisions of these terms may be superseded by expressly designated legal notices or terms located on particular pages at this site.


Contact Details
Please see the footer of our website for your local contact information or submit the enquiries form on the contact us page.