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Car Insurance

Car Insurance from Henderson Insurance - Click for a QuoteCar Insurance from Henderson Insurance at competitive premiums and without the confusion.

  • Why is buying car insurance so confusing?
  • Why do all Fully Comprehensive policies not provide the same levels of cover?

These are just some of the questions our clients ask us and with over 30 years experience we tell them the following:

Car Insurance from Henderson Insurance - keeping you on the right track Once upon a time a Fully Comprehensive Car Insurance was just that and provided all the cover under one policy.

Now in such a competitive industry, and in particular with the advent of internet quote sites, you may have to pay for all the additional covers (add ons) which at one time would have been standard.

The reason companies do this is to get to the top of the quote list on the compare sites.

They therefore design car insurance products with limited cover and high excesses to achieve this.

So to avoid that nasty surprise in the event of a claim where you find you have a higher then normal excess or no glass cover contact Henderson Insurance for your piece of mind.

What makes us and our car insurance different from the rest?

As well as an experienced member of staff to speak to, if you only want Third Party or Third Party Fire & Theft Cover we will give you just that and not dress it up as Comprehensive Cover.

When you want a Fully Comprehensive policy we will give you what you expect and let you choose the excess.

Call us on 0191 5235001 or click for a quote to ensure you are getting a value for money car insurance policy and not a cheap substitute.   

Latest News

Keeping motorists mobile - motor insurers payouts up 14% over the last year

Motor insurers paid out £2.4 billion in motor claims in the first quarter of this year, up 14% on the same quarter last year according to our latest data. This was the highest quarterly payout since we started collecting data back in 2013.   

Read More

Source: abi.org.uk 09/06/2023. 

Changes to the Highway Code – what’s changing and what does this mean?

Over 40 changes to the Highway Code, including updates to existing rules as well as the addition of new text, came into effect from 29 January*. Whilst these changes are relevant to all road users, it’s important that our commercial motor clients are aware of these changes and communicate them effectively to their drivers.

What are the key changes?

The most fundamental change of principle is the inclusion of a Hierarchy of Road Users designed to place road users in order of potential harm. The aim is to improve safety for vulnerable road users (VRUs), in particular pedestrians, cyclists, and horse riders.

The updated text states that "those in charge of vehicles that can cause the greatest harm in the event of a collision bear the greatest responsibility to take care and reduce the danger they pose to others. This principle applies most strongly to drivers of large goods and passenger vehicles, followed by vans/minibuses, cars/taxis and motorcycles.” read more

Source: Aviva Febuary - 1st Edition latest news email 04/02/2022 with link

Mandatory five-year electrical safety check regulations to be enforced in England

The Government has proposed detailed regulations for enforcing mandatory five-year electrical safety checks in the private rented sector from July this year. 

The Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020 were laid in Parliament yesterday. They require approval from both the House of Commons and the House of Lords before they come into force. read more

Source: NLA website - Article Posted 14 Jan 2020



Customers Comments

"Very professional, always have good service from you, many thanks."  Mrs P May. 

"Keep up the good work.  Excellent service, many thanks."  Sheila Lamb. 

"Always pleased with the way I'm treated."  Mr G Gibson. 

"I would just like to say that each time I have emailed Henderson’s Insurance I have had a fast response and the service I have been given has been great, not many times that happens these days so thank you for your time. Kind Regards, Hayley Scott."