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Home Building Insurance

Building Insurance from Henderson Insurance - Click for a QuoteHome Building Insurance provides that vital piece of mind should something happen to probably the most expensive item you possess, your home.

Building Insurance will be a requirement of your mortgage lender to protect their interest.

Building Insurance for your home from Henderson Insurance

Home Building Insurance policies offered by mortgage provider are no longer compulsory and tend to be more expensive than a policy with Henderson Insurance.

Henderson Insurance has many insurers to choose from, providing excellent rates, and giving you a better choice from the market for your individual requirements.

Building Insurance does not just mean covering the actual property. It also includes garages, outbuildings, sheds, paths, drives, walls, swimming pools and hot tubs, although we may not all be lucky enough to have a pool or hot tub.

Building Insurance cover needs to be for the full cost of rebuilding your property, including removal of debris and professional fees.

Full Accidental Damage cover is an optional extra on buildings insurance which is not normally a costly addition to the policy and is highly recommended. Family Legal Protection cover is also added to all of our Building Insurance policies.

Click for a quote or call us on 0191 5235001, we love building new relationships.

Latest News

Keeping motorists mobile - motor insurers payouts up 14% over the last year

Motor insurers paid out £2.4 billion in motor claims in the first quarter of this year, up 14% on the same quarter last year according to our latest data. This was the highest quarterly payout since we started collecting data back in 2013.   

Read More

Source: abi.org.uk 09/06/2023. 

Changes to the Highway Code – what’s changing and what does this mean?

Over 40 changes to the Highway Code, including updates to existing rules as well as the addition of new text, came into effect from 29 January*. Whilst these changes are relevant to all road users, it’s important that our commercial motor clients are aware of these changes and communicate them effectively to their drivers.

What are the key changes?

The most fundamental change of principle is the inclusion of a Hierarchy of Road Users designed to place road users in order of potential harm. The aim is to improve safety for vulnerable road users (VRUs), in particular pedestrians, cyclists, and horse riders.

The updated text states that "those in charge of vehicles that can cause the greatest harm in the event of a collision bear the greatest responsibility to take care and reduce the danger they pose to others. This principle applies most strongly to drivers of large goods and passenger vehicles, followed by vans/minibuses, cars/taxis and motorcycles.” read more

Source: Aviva Febuary - 1st Edition latest news email 04/02/2022 with link

Mandatory five-year electrical safety check regulations to be enforced in England

The Government has proposed detailed regulations for enforcing mandatory five-year electrical safety checks in the private rented sector from July this year. 

The Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020 were laid in Parliament yesterday. They require approval from both the House of Commons and the House of Lords before they come into force. read more

Source: NLA website - Article Posted 14 Jan 2020



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