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Home Insurance


Home Insurance with exceptional value for money from Henderson Insurance - Click for a Quote

What is Home Insurance?

Home Insurance covers damage to your property and belongings for various events, sometimes referred to as perils.

Home Insurance policies are available with three levels of cover:

All policies include cover for damage caused by events such as fire, theft, flood, storm damage, malicious damage, escape of water, riot, etc. Family Legal Protection cover is available on all our home policies for just £10.00 a year.

Let us now look at some of the important points to consider and levels of cover available when buying home insurance.

Home Insurance from Henderson Insurnace Great Deals Now On!

  • Sum Insured - under buildings cover this needs to represent the amount you would have to pay if your home had to be built again in the event of a total loss, for example in the event of a fire, including removal of debris and professional fees.  This is not the home’s market value. For contents cover – this would be the total value of your home contents including clothing etc.
  • Accidental Damage Cover - most policies offer a small amount of accidental damage cover free of charge, to sanitary ware, fixed glass, TV, video & audio equipment. Full Accidental Damage Cover is an optional extra to cover events such as spillages on carpets or three piece suites or putting your foot through a ceiling.
  • Family Legal Protection covers legal fees, generally up to £50,000, to pursue civil claims in the event of legal disputes, e.g. property or employment disputes.
  • Personal Possessions - also called all risks cover. This is to cover accidental loss of or damage to items away from the home such as jewellery, watches, tablets, phones, laptops etc. Money and Credit Card may also be included and most policies generally extend to include a period for worldwide cover whilst abroad.

For further information check our FAQ page of simply click to start your quote.

Why Choose Henderson Insurance for your Home Insurance?

At Henderson Insurance we will search a range of UK leading insurers to find you an excellent home insurance quote that is right for you. We can also provide you with:

  • Competitive Premiums
  • Great Advice
  • Fast Quotes
  • Years of Experience
  • Flexible Payment Options 

Home Insurance with exceptional value for money from Henderson Insurance - Click for a Quoteor call us on 0191 5235001 for an instant quote

Latest News

How whiplash reforms will affect insurance claims 

The whiplash reforms have been introduced by the Government to change the way that low value personal injury claims following road traffic accidents are managed. These changes will only affect road traffic accident claims that occur in England and Wales.

The reforms were broadly outlined in the Civil Liability Act 2018, which were initially proposed by the Government in November 2015. The aim is to tackle the increasing number and escalating costs of road traffic accidents (RTAs) and whiplash-related claims, as well as ensuring that compensation awarded is proportionate to the level of injury suffered. read more

Source: QBEeurope.com email 26/05/2021 with link 

Mandatory five-year electrical safety check regulations to be enforced in England

The Government has proposed detailed regulations for enforcing mandatory five-year electrical safety checks in the private rented sector from July this year. 

The Electrical Safety Standards in the Private Rented Sector (England) Regulations 2020 were laid in Parliament yesterday. They require approval from both the House of Commons and the House of Lords before they come into force. read more

Source: NLA website - Article Posted 14 Jan 2020

 

 

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